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Services available in: Telangana, AP, Bangalore, and Chennai
| Your data security is our highest priority. Read More
Services available in: Telangana, AP, Bangalore, and Chennai
An Encumbrance Certificate (EC) is a legal document that lists all registered transactions for a property over a specific time period. It shows whether the property has any mortgages, loans, or legal claims against it. The certificate confirms whether the property is clear of such claims or has existing obligations. This document comes from the local sub-registrar's office.
The EC shows the legal history of a property. Without checking this, there may be hidden loans or claims that become issues later. Banks require a clear EC before approving property loans. Even for properties you own, getting regular ECs helps verify that no unauthorized transactions have been registered. For sellers, buyers will request this certificate. It helps answer whether the property is legally clear for transactions.
Getting an Encumbrance Certificate involves government offices and paperwork. We handle the application at the sub-registrar's office, submit all required documents, track the application, and collect the certificate when ready. We also review it with you, explaining what's listed and pointing out anything that needs attention. If issues appear, we help you understand what they mean.
When you need an Encumbrance Certificate, we help you get it and understand it. We handle the process so you don't have to navigate government offices yourself.